Thứ Ba, 23 tháng 10, 2012

Uninsured Motorist Claim Following a Hit and Run

I was rear-ended by a hit and run. I do have uninsured motorist. Am I still entitled a settlement for pain and suffering?

I have whiplash, Dr said it is soft tissue damage, currently in physical therapy. They located drive, no insurance. 

Yes. You need to request a police report to document that this was a hit and run. If there was direct contact with your vehicle, your uninsured motorist insurance should cover the claim. You would be entitled to all the same damages that you could have claimed against the driver that hit you, including pain and suffering. Even though you are dealing with your own insurance carrier, you would be best served by retaining an attorney who could advocate for maximum payment on your uninsured motorist policy and/or demand and conduct an arbitration with your carrier if you don't receive a fair offer.

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